Terms & Conditions
Introduction
RIAS PLC a company registered in England and Wales (Registered Number 1324965), whose address is at RIAS House, Deansleigh Road, Bournemouth, Dorset, BH7 7DU. RIAS PLC is authorised and regulated by the Financial Services Authority. RIAS PLC is a wholly owned subsidiary of Fortis (UK) Limited and a sister company of Fortis Insurance Limited.
Please read the details set out below carefully before using this website (the "Site"). By accessing this Site, you agree to be bound by the following terms and conditions and disclaimers (the "Terms").
References to 'you', 'your' and 'yours' are references to the person(s) accessing the Site.
References to 'we', 'us' and 'our' are references to RIAS PLC
Terms
All our products and services are subject to the terms and conditions and disclaimers of the applicable agreement governing their use.
These Terms are to be read by you together with any terms, conditions and disclaimers provided in the pages of the Site. In particular, these Terms must be read in conjunction with the Important Notices for the products available in this Site;
- Motor Insurance
- Home Insurance
In the event of any conflict, the terms, conditions and disclaimers provided in the pages of the Site shall prevail over these Terms.
The information, material and content provided in the pages of the Site may be changed at any time without notice. Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly and your continued access to or use of the Site will mean that you agree to any changes.
No Offer
Neither the information, nor any opinion contained in our Site constitutes an offer to sell or solicitation or an offer to buy any financial instruments or any advice or recommendation with respect to such financial instruments.
Users
The Site is intended for those who access it from within the United Kingdom only. Because of this we cannot guarantee that the Site or the information thereon complies with or is appropriate for use in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms.
No Warranties
The following clauses exclude or limit our legal liability for the Site. You should read them carefully.
Whilst we have taken reasonable steps to ensure the accuracy, currency, availability correctness and completeness of the information contained on the Site, information is provided on an "as is", "as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied. Nothing in these terms and conditions shall exclude or limit our liability for fraud, death or personal injury caused by our negligence or for any other liability which cannot be excluded or limited under applicable law.
We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.
We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.
Third Party Sites and Warranties
Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked to or linking to this Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software.
No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site.
Internet E-mail
Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to us or any message sent by us to you over the Internet.
Trade Marks and Copyright
Copyright in the pages screens, information and material in their arrangement included in this Site is owned by or licensed to RIAS PLC unless otherwise noted. You may imprint, copy, download or temporarily store extracts from our Site for your personal information or when you use our products and services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular no one may use a part of our Site on any other website, or link any other website to our Site, without our prior written permission
Data Protection
We are registered with the Information Commissioner’s Office and any processing of personal information by us (as a result of your use of the Site) will be carried out in accordance with our privacy policy and the Data Protection Act 1998.
We may also in connection with the above and the provision of the Site transfer your personal data to countries outside the European Union (EU) which may not provide the same level of protection for personal data as within the EU. However, all personal data wherever it is held in RIAS PLC or by its sub-contractors or agents will be afforded a high level of protection against any authorised or accidental disclosure, access or deletion. By agreeing to these Terms you agree to such data being so used and that it may be transmitted to others as stated above.
Governing Law
The Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of the above jurisdiction will have exclusive jurisdiction in respect of any dispute, which may arise.
Downloading Information
Any material and/or data downloaded or obtained through the use of this website or any of the websites mentioned in this website is at your own discretion and risk, and you will be solely responsible for any damage to your computer systems or loss of data that results from the downloading of such material and/or data.
This insurance website contains intellectual property and other rights and must only be used in connection with obtaining insurance in accordance with the notice provisions.
General
These terms and conditions, together with our privacy policy, constitute the entire agreement between you and us in relation to your use of our website, and supersede all previous agreements in respect of your use of this website.
We may revise these terms and conditions from time-to-time. Please check this page regularly to ensure you are familiar with the current version.
Our Information
RIAS PLC. Registered in England and Wales: Registered address RIAS PLC, RIAS House, Deansleigh Road, Bournemouth, Dorset BH7 7DU. Registered Number: 1324965.
You can contact us at:
RIAS Customer Services, RIAS House, Deansleigh Road, Bournemouth, Dorset BH7 7DU
Phone: 0845 650 0345
e-mail:customerservices@rias.co.uk
Website terms and conditions last updated: 10th April 2008