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We have again been awarded the highest 5 Star Rating by independent financial researcher Defaqto, for our excellent cover and benefits.

Car insurance FAQs

Read our most frequently asked car insurance questions.

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Low mileage car insurance

The vast majority of us own or share a car, but the extent to which we use it varies considerably. If you commute to work or travel a great deal, you might clock up considerable annual mileage, but many other drivers only make short, infrequent journeys. If you travel less than 5,000 miles per year*, RIAS can offer you a low mileage car insurance discount, giving you a great value policy that reflects the use of your vehicle.

There are many benefits to cutting down on your annual mileage. You can save money – not just on your insurance premiums but on fuel costs too. Walking or cycling shorter distances can improve your health, and you’ll be actively reducing your carbon footprint too.

Low mileage car insurance discounts don’t affect your level of cover, they’re simply a reward from us to our customers for taking positive steps towards helping the environment and improving your general wellbeing.

Find out more

To find out more about our limited mileage car insurance offers, take a look at our policy documentation, or contact us to speak to a member of our car insurance team.


*Discount is applicable for 1,001-5,000 miles per year. Additional premiums apply for less than 1,000 miles per year.