80% discount
for 9+ years no claims*

Terms and Conditions

  • Cashback will not be paid if a saved quote is used. You must click the TopCashBack link, generate a new quote for a RIAS car policy and make your purchase immediately and wholly online. This will ensure the policy is tracked correctly for you to receive cashback.

  • TopCashBack and RIAS will start the validation process 90 days after the policy purchase date; if you cancel your policy within these 90 days your cashback will be declined.

  • Cashback should be confirmed and with you within a further 3 months, from the expiry of the 90 day period.

  • For all queries relating to cashback you should contact TopCashBack. All cashback will be issued by TopCashBack and not RIAS.

  • Cashback rates are subject to change up and down and this offer may be withdrawn or amended at any time. 

*9 out of 10 new RIAScustomers who purchased car insurance between 1st January 2016 and 30th June 2016 would have been eligible for this discount. Smaller discounts apply if you have less than 9 years no claims. Minimum premiums apply. 

**You could benefit from No Claims Discount Protection providing you have held insurance for the last 4 or more years without a claim. This benefit allows you to have up to 2 claims in 3 years without affecting your No Claims Discount. No Claims Discount Protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault. Other factors can also increase the price of your policy.

***If you are in an accident with an uninsured driver which was not your fault, you will not lose your No Claims Discount OR have to pay an excess as long as you provide us with the make, model and registration number of the other vehicle.

RIAS is a trading name of Ageas Retail Limited. Registered office: Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA. Registered in England and Wales 1324965. Ageas Retail Limited is authorised and regulated by the Financial Conduct Authority. FCA registered number: 312468. Insurance provided by Ageas Retail Limited is not available in the Channel Islands. Ageas Retail Limited is a sister company of Ageas Insurance Limited.