Car Insurance for Women?

Monday, 13 June 2016


Up until 2012, many insurance companies offered lower premiums for female drivers. When the European Court of Justice ruled that gender could not influence insurance costs, that was no longer the case - which bumped up the price of car insurance for women.

Here at RIAS, we reward all drivers - both women and men - for being safe drivers, so you can still benefit from great cost-savings alongside a reliable insurance policy. Our insurance gives you a car insurance policy designed to reward your many years of experience on the road.

What does our car insurance have to offer?

CarOur car insurance is calculated on a number of factors, including:

  • The make and model of your vehicle
  • Overnight parking location
  • Your no claims discount
  • Your driving history, including any accidents or motoring convictions

With experience on your side, we can pass on significant savings – an 80% no claims discount if you already have 9 or more years no claims* - to our policy holders. We’ll even protect your no claims discount, so you continue to benefit from lower costs.

Our comprehensive car insurance offers peace of mind, so you can relax. As standard, our comprehensive car insurance includes:

  • 24/7 access to a UK-based claims service that’s available 365 days a year
  • Free courtesy car while your car is being repaired by an approved repairer
  • Specialist advisors in UK call centres
  • Replacement locks up to the value of £500, so you don’t have to worry if your keys are lost or stolen
  • Accidental damage to your car
  • Personal belongings that are lost or damaged after an accident, theft or fire
  • Medical expenses and personal accident cover, should the worst happen
  • Damage to your windscreen or windows

Breakdown recovery, legal expenses, replacement car cover, no claims protection and excess protection are all available as optional extras. For full details, please read through our helpful policy booklet.

Help is on hand, whenever you need it

If you have an accident or your car is damaged, our car insurance provides the safety net you need for peace of mind. A UK-based team are on the other end of the phone 24 hours a day, 7 days a week so you’ll always have help and advice when you need it the most.

To find out more about our car insurance for both women and men, you can get a quick online quote here. Alternatively, give our friendly team a call on 0800 561 0712 to talk through your car insurance needs and find the right policy for you.


* 9 out of 10 new RIAS customers who purchased car insurance between 1st January 2016 and 30th June 2016 would have been eligible for this discount. Smaller discounts apply if you have less than 9 years no claims. Minimum premiums apply.

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