Or call our UK-based special advisors

0800 561 0711

Lines are open:
8.30am - 8pm Mon - Fri
8.30am - 4pm Saturday

For the seventh year running we have been awarded the highest 5 Star Rating by financial information business Defaqto for our excellent Home cover and benefits.

Home insurance FAQs

Read our most frequently asked home insurance questions. 

Read more

You’ve been recommended RIAS Home Insurance

A warm welcome to you and thank you for visiting us. Someone you know has recommended us to you and this means you can take advantage of our exclusive offer of choosing from three rewards when you take out RIAS Home Insurance.

Why choose RIAS Home Insurance? 

Well, just see below for some of the reasons we think you’ll be impressed:

  • Home insurance from £124*. 10% of new customers paid this or less when they chose RIAS.

  • 24/7 access to a market-leading claims service**

  • Accidental damage cover to laptops, tablets, audio equipment and TVs

  • Trace and access cover – up to £5,000 to find a water leak, including the cost of repairs to walls, floors and ceilings

Terms and conditions apply.

So, take out combined buildings and contents cover with RIAS today and you can enjoy a Reward of your choice on us, just our way of saying Thank You. 

Which reward will you choose?



 £50 M&S Gift Card

 Spend in on something for the house, a treat  for yourself or  something delicious.

 Find out more 





 A night away for two

 Take a break - choose from over 100 hotels  across the UK.

 Find out more



Spa treatment


 Luxury Spa Treatment

 Sit back, relax and be pampered.

 Find out more




To claim your free gift, don’t forget to register at riasrewards.co.uk/friends once you’ve bought your policy and enter your friend's unique Rewards Code – this can be found in the email they just sent you.

*In fact, 10% of new home insurance customers paid £124 or less for our combined buildings and contents cover between 1st July 2016 – 28th Feb 2017. Actual premium depends on individual circumstances, payment method and cover chosen.

**Household claims service, provided by Ageas Insurance Limited, has been awarded ServiceMark accreditation from the Institute of Customer Service by measuring up to the Institute’s customer service standards and demonstrating on-going commitment to customer service excellence.

^Up to £75 for cancellation fees. Terms and Conditions apply.