Home Insurance

Defaqto 5 Star Rated cover

that's packed with benefits. That's Rias standard.

A blue armchair on white background

Why choose Rias home insurance:

  • You can make a claim 24/7 with our UK-based, award winning** claims service 
  • Accidental damage cover for laptops, tablets, computers and TVs included as standard^^
  • Rias provides home insurance from Ageas, one of the UK's largest home insurers.

 For full cover details please read our policy documents.

A cream chair in a living room with cushions and a grey throw

5 Star home insurance as rated by industry experts Defaqto for the thirteenth year running

Don't just take our word for it...

Find out more about our levels of cover

Buildings and contents cover  everything you need rolled into one policy. Find out more about buildings and contents insurance

Buildings cover – protects the structure of your home, plus your fixtures and fittings, garden walls, gates, drives and patios.  Find out more about buildings insurance

Contents cover – up to £50,000 contents cover as standard.  Find out more about contents insurance

A welcome door mat by an open door next to a pair of red wellies
Get in touch

Supporting all customers

Life can bring challenges, and we understand this can look different for all our customers. We’re committed to working in a way that supports your individual needs and circumstances. If you’re experiencing financial difficulties, are facing a challenging life event or need help with the way that we communicate with you, we’d like to help.

ServiceMark Accredited by the Institute of Customer Service logo 2021 - 2024

Excellent Customer Service

Recognised by the ICS for our excellent level of customer service.

A grey armchair

Make a claim 24/7

The service was excellent, quick and no hassle.

Mrs B Davison, Billingham

View our policy documents

Read our policy documents and find the right level of cover for your needs.

Working on a laptop outside

Frequently asked questions about our home insurance

Can I switch to Rias before my renewal date?

Yes, you can even claim back any cancellation fees you're charged by your current insurance provider, up to the value of £75. Terms and conditions apply.

How do I make amendments to my home policy?

Most amendments to your policy can be made by logging into your online account. If you don't have an account or want to find out more please click here.

**The claims service is provided by Ageas Insurance Limited, winners of the  'Claims Team of the Year - Digital Transformation' at the Insurance Times Claims Excellence Awards 2022.

^^Key exclusions include damage due to misuse, wear and tear, cleaning, breakdown, scratching and denting; and excludes items such as CDs or records.