Or call our UK-based special advisors

0800 183 0743

Lines are open:
8.30am - 8pm Mon - Fri
8.30am - 4pm Saturday

Our Over 50s Life Plan has recently been awarded the highest 5 Star Rating by independent researcher Defaqto for our comprehensive level of cover.

Life Plan FAQs

Read our most frequently asked life plan insurance questions.

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Life insurance - How much will I pay?

Many people worry about taking out life insurance because they are concerned about the costs involved. However, if you take out a RIAS life insurance policy then those fears will be a thing of the past.

With our life insurance you can make monthly fixed payments using direct debit: meaning you will always know exactly how much you are paying.

In addition, you control the amount you pay. You can choose your premium level beginning at £5 (£10 for anyone 71-73; from £15 for anyone 74-77; from £20 for anyone 78-80) up to £50 a month.

As an added bonus, each customer receives a free gift once they have taken out a life insurance policy and made three monthly payments.

How does this work?

If you wish to know more about the lump sum payouts you will receive based on the premiums you pay, then read our information guide. Here you will find a rate table showing you how the premiums you pay will stay the same throughout your life, even if your health deteriorates.

Terms and conditions apply. Full details can be found in the policy documentation.

Find out more

If you have any questions about your eligibility for our over 50s life insurance, contact us now on 0800 183 0743.