Over 50s Life Plan

You can afford to leave something valuable

We understand that many people would like to be able to leave money to their family or loved ones, but are concerned that they won’t be able to afford to in the current climate.

With low monthly payments, and a cash sum to be paid when you die, the RIAS Over 50s Life Plan makes it really easy to leave something of value behind.
For as little as £5 per month (£10 for ages 71-75) you can leave a lump sum to be used however you choose: to help your family or support a charity, pay off debts or help pay towards funeral expenses.

No medical required

We won’t ask you any questions about your health, contact your GP or ask you to take a medical – if you apply and you’re between 50-75, we can guarantee you will be accepted.

Get 10% extra with the Funeral Benefit option

Dignity is one of the UK’s leading providers of funeral services offering you excellent value for money. If you choose the Funeral Benefit option the cash lump sum from your RIAS Over 50s Life Plan will be paid directly to Dignity. This means your family have an extra 10% on the amount of your cash sum to help put towards funeral costs with a Dignity Funeral Director.

In addition, Dignity will help your family take care of all the arrangements for your funeral, and carry it out according to any wishes that have been stated with sensitivity and care.

To find out more about this important option, download our Funeral Benefit leaflet

Click here to read our 10-step guide to the RIAS Over 50s Life Plan and use our rate table to calculate how much cover you can get for your chosen premium.

Download our Key Features document for more information about the RIAS Over 50s Life Plan.

Call us on 0800 183 0743 and find out how you can leave a legacy for your family