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Over 70s insurance

As you enter this new chapter of your life, RIAS over 70s insurance is there to help you every step of the way with policies that are specifically designed for your needs.


Benefits of our insurance

Every policy comes with benefits and optional extras – just click on the links below to find out more.

Over 70s home insurance: The RIAS over 70s home insurance cover has received a 5 Star Defaqto rating. Among the benefits available are up to £50,000 contents cover and £1million buildings insurance cover as standard; as well as optional extras such as, Garden Secure cover; protection for personal belongings taken out of the home; and personal legal protection.


Over 70s car insurance: Enjoy great benefits including an uninsured driver promise* so you won't lose your no claims discount if hit by an uninsured driver. In addition you'll receive a courtesy car as standard, whilst yours is being repaired by an approved repairer.


Over 70s travel insurance: With 24hr English speaking helplines available around the world, RIAS over 70s travel insurance is among the most comprehensive on the market. Potential benefits include cover for single trips; up to 150 days in Europe; optional golf insurance and personal baggage cover; and free travel cover for children and grandchildren**.


Over 70s life insurance: As of 1st January 2017, we no longer sell Life Plans to new customers.


Find out more

To find out more about RIAS over 70s insurance options, please download our policy documentation. You can also call us free of charge by looking up the relevant number on our contact page.

 *Providing the accident was not your fault, you will not lose your no claims discount or have to pay an excess if hit by an uninsured driver. However, we will need the make, model and registration number of the uninsured vehicle.

**Available for up to four dependent children or grandchildren under 18 years of age (or 24 years of age if residing with you and in full time education).