Or call our UK-based special advisors

0800 561 0712

Lines are open:
8.30am - 8pm Mon - Fri
8.30am - 4pm Saturday

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We have again been awarded the highest 5 Star Rating by independent financial researcher Defaqto, for our excellent cover and benefits.


Over 80s Car Insurance

At RIAS it is our aim to offer over 80s car insurance high quality cover with an array of benefits as standard and a host of optional extras. In addition, we have a highly knowledgeable and experienced team with the goal of delivering the highest possible level of customer service. You will also benefit from access to an award-winning claims team.



  • Uninsured driver promise*- so you won't lose your no claims discount if hit by an uninsured driver.

  • Courtesy car as standard - Keep on the road with a courtesy car in the event that an accident occurs. Whilst yours is being repaired by an approved repairer.

  • Medical expenses - Medical cover for both you and your passengers in the event of an accident (limits apply).

  • 24hr claims helpline - An experienced team is on hand to answer your claim queries whenever you want – seven days a week. 

Optional Extras

In addition, you can benefit from a range of optional extras with RIAS over 80s car insurance.

  • Breakdown cover - Enjoy high quality road assistance whenever you need it – with a host of additional benefits available including emergency overnight accommodation, breakdown at home and recovery across Europe.

  • Key protection - Replace locks and keys in the event that your car keys are stolen – with up to £1,500 available. You can also enjoy onward transportation in circumstances when you are stranded.

Terms and conditions apply. Full details can be found in the policy documentation.


If you have additional queries just give us a call now on 0800 561 0712. This is also the number to call if you wish to open a policy. Alternatively, you can simply fill out our online form now to receive a quote.

You can get more information and see more of our optional extras on our main car insurance page, or more specific cover details, including full terms and conditions, in our policy documentation: or, if you have a question visit our car insurance FAQs.


* Providing the accident was not your fault, you will not lose your no claims discount or have to pay an excess if hit by an uninsured driver. However, we will need the make, model and registration number of the uninsured vehicle