Or call our UK-based special advisors

0345 045 1320

Lines are open:
8.30am - 6pm Mon - Fri
8.30am – 4pm Saturday

Make a claim

For Intana call 01444 442 615

For AIL call 0345 415 0455

Travel Insurance FAQs

Read our most frequently asked travel insurance questions. 

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Annual Travel insurance

Do you have children in another country that you’d like to visit? Maybe you’d like to travel around the world or enjoy an extended break, such as a cruise? Or perhaps you simply have a foreign retreat that you want to visit several times per year? In any of these circumstances you may find it is more cost effective to take out a multi-trip annual travel insurance policy rather than a single trip policy.

With an annual RIAS travel insurance policy you can be covered for trips lasting up to 31 days each and can potentially even extend any individual trip for up to 45 consecutive days, subject to an additional premium*.


Annual travel insurance benefits

  • Replacement of lost money
  • Cover for travel delay and unavoidable cancellation**
  • Help tracing lost luggage
  • Cover for pre-existing medical conditions^
  • Travel provider insolvency+
  • Access to English-speaking helplines wherever you are in the world
  • Choice of excesses which could lower your main premium
  • Pre-travel advice on visas and inoculations
  • Optional extras including winter sports cover and golf cover (maximum age limit is 65 years).

Terms and conditions apply. Full details can be found in the policy documentation.


Find out more

For full details about annual travel insurance from RIAS please read our travel insurance policy documents. Meanwhile, to buy annual insurance, get a quote online or call us on 0345 045 1320.


* Maximum age limit for annual travel insurance is 79 years.

** Cover is not provided for any claim arising from a volcanic eruption (including volcanic ash being carried by the wind) earthquake or tsunami.

^ Excludes pre-existing medical conditions unless ALL medical conditions are declared to us and accepted in writing by us.

+ We will not pay for claims arising from the failure of any tour operator, travel agent or consolidator.