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Over 50s Travel Insurance

Travel Insurance from RIAS
  • Up to £5 million cover for medical emergencies
  • Higher age limits on our insurance, means that you can stay covered up to the age of 89
  • Personal accident and legal protection
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Travel Insurance

Travel the world with confidence when you choose our single trip, long stay or annual cover travel insurance policies.

Our annual policy might offer better value if you’re thinking of taking several trips in the coming year. Consider long stay cover if you are planning a long stay abroad.

We offer:

  • Short stay single trip, annual multi-trip and long-stay single trip cover
  • Higher age limits on our insurance, which means that you can stay covered up to the age of 89
  • Up to £5 million cover for medical emergencies
  • Luggage, personal money and additional hospital benefits

RIAS Travel Insurance is underwritten by Europ Assistance Holding Irish Branch, who are regulated by Autorité de Contrôle des Assurances et des Mutuelles (ACAM), the French Regulator. The insurance is administered by Europ Assistance Holdings Ltd (which also provides all assistance services), who are authorised and regulated by the Financial Services Authority (FSA).

Please note: RIAS Travel Insurance is not available to residents of the Channel Islands or Isle of Man.

Opening hours
Monday to Friday - 08:30 to 18:00
Saturdays - 08:30 to 16:00

Got a query? See our Travel Insurance FAQ

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Your Options

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Welcome

Here at RIAS we put you first. That means listening to you, providing you with the information you need to make the best decision, and negotiating to get you the best price from our selected insurers.

How to proceed is your choice. Fill out our simple online form to get a quote, or call us to talk about your insurance needs. Either way, we’ll help you find the right deal for you at our best price.

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Travel Insurance - Don't forget to pack our great value cover

Planning a holiday? Don't forget to pack RIAS Travel Insurance. It can offer the protection and reassurance that you would want to help you recover losses you may incur while away.

You can choose between single-trip or annual cover plans, and with a wide variety of cover options between 2 and 365 days, you'll only ever pay for what you need.

Our higher age limits means you can stay covered until you're 89 on single trip policies. And our generous holiday or trip cancellation benefit on annual insurance means you're covered before you even leave home.

To view key policy benefits and exclusions, download our travel insurance policy summary

To view full terms and conditions of our policy, download our travel insurance policy book

 

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Cover at a Glance

Your insurance at a glance

  • Up to £5 million medical and evacuation cover
  • Cover for travel delay, cancellation or early return
  • Replacement of lost money or passport
  • Assistance with departure delay or missed connections
  • Assistance with tracing lost luggage or travel documents
  • Provision of emergency funds
  • Optional cover for replacement of luggage and possessions that are lost, stolen or destroyed
  • 24-hour helplines in the UK and around the world
  • Advice before you travel about visas and inoculations
  • Personal accident and legal protection
  • £2 million personal liability cover
  • Optional extensions for winter sports, lost or damaged luggage and an excess waiver

To view key policy benefits and exclusions, download our travel insurance policy summary

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Requesting Assistance

In an emergency, first check that the circumstances are covered by your policy. Having done that telephone Europ Assistance stating your name and policy number.

Helpline    

Number

Policy Administration and Medical Screening   

0845 234 0008

Pre Travel Advice   

0844 338 5556

Travel Assistance

0844 338 5556
+44 844 338 5556 from abroad
or +44 1444 442 612

Domestic Emergency Assistance (Home Call Referral)      

0844 338 5810

Medical Emergency & Repatriation   

0844 338 5563
+44 844 338 5563 from abroad
or +44 1444 442 610 

Medical Referral/Clinic Advice Line (Mainland Spain and the Balearic Islands)      

+44 1444 442 077

Travel Insurance Claims and Cancellations      

0844 338 5548

Medical Referral Abroad (Non Emergency)      

0844 338 5562
+44 844 338 5562 from abroad
or +44 1444 442 611

USA/Canada Medical Referral      

1-800-852-7747 (1-800-UK-ASSIST)

Legal Advice & Legal Expenses Claims     

0844 338 5554

Curtailment & Trip Interruption      

0844 338 5563
+44 844 338 5563 from abroad
or +44 1444 442 610

Additional Accommodation & Travelling Costs      

0844 338 5563
+44 844 338 5563 from abroad
or +44 1444 442 610

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Winter Sports Cover

Your policy can be extended for up to 17 days in total, during the period of insurance for winter sports on payment of an additional premium. If you are 65 years or under you'll be covered for skiing and snowboarding when accompanied by a qualified instructor. This optional extra cover also covers financial loss from unused ski passes, ski -school fees as well as unused ski packs if you are certified as unable to ski. There are some activities that are excluded such as bobsleighing and heli-sking. For a complete list and for further information on this cover download the travel insurance policy summary and policy book.

To view key policy benefits and exclusions, download our travel insurance policy summary

To view full terms and conditions of our policy, download our travel insurance policy book




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