Why choose RIAS?


We specialise in providing high quality, low cost insurance for over 50s. That means we are able to negotiate better deals on your behalf.

There are 2 good reasons why you are likely to get a better deal through RIAS if you are over 50:

  • We specialise in providing insurance for over 50s. People over 50 tend to be more careful and therefore less likely to make a claim. We don’t believe that it would be fair for you to be treated the same way as less careful people and have to pay for their claims. If you are a lower risk, you should pay less. This is why we work hard on your behalf to negotiate the best possible rates from a selected panel of insurers
  • We are big. With over 970,000 home, car and travel customers, we can negotiate even better premiums with the insurers we use, which means we can give you the right cover at the right price - and thats on top of what you'd get for being over 50

We are free to select the best policy for you from our selected panel of insurers. We can offer you low premiums - and therefore save you money. That's why over 970,000 people have already chosen RIAS for their insurance needs.

Switching is easy. Your quotation has a step-by-step guide to acceptance. For home insurance, we’ll even reimburse you up to £25 if you are charged to switch to RIAS.

Call us today – and find out how competitive we are for the over 50s

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Your peace of mind

We are part of The Fortis Group, which ranks among the twenty largest financial institutions in Europe, with total assets of over £700 billion.
We are members of the Direct Marketing Association.
RIAS are authorised and regulated by the Financial Services Authority. FSA registered number: 312468. For more information visit www.fsa.gov.uk/register or call 0845 606 1234 (call rates may vary)