To be eligible for this discount you need to have received a communication from Rias promoting this offer or be a resident at the address of the person to whom the communication from Rias was sent and hold an existing car or home insurance policy with Rias. The discount is for one year with the exception of eligible 2 year fixed policies where the discount will be honoured for two years. Only applies to new home insurance quotes originating from www.rias.co.uk or the Rias call centre that are purchased via the Rias call centre. Excludes any additional optional cover such as Personal Legal Protection. Discount only available at time of purchase. The offer won’t apply to any changes made to the policy to which the discount has been applied during the year. Rias reserves the right to withdraw this offer or amend these terms at any time but will honour the offer on any eligible policies bought as a result of quotes obtained before the offer withdrawal.