Get home cover from £93 with 24/7 claims service

Image of a house

With Rias, you can benefit from these as standard:

  • Get straight through to a claims specialist with no annoying automated options to navigate through.
  • Accidental damage cover for laptops, tablets, computers and TVs included as standard.
  • New for old replacement on damaged or stolen items (excluding clothing and household linen over 3 years old).

10% of new customers paid £93 or less between 1st November – 31st January 2019 for our combined buildings and contents cover. Premium depends on individual circumstances, payment method and cover chosen.

Rias home prices roundel

Rias has been providing high quality, affordable home insurance for over 25 years. 

What's more, our home insurance has been rated 5 Star by industry experts Defaqto for the ninth year, so you have the added reassurance of being with an insurance provider you know you can rely on.

See how well our buildings and contents cover compares:

Product features  Rias
Home Insurance
Home Insurance Cover
Home Insurance Sum Insured & Bedroom rated 
Direct Line
Home Insurance
Legal & General
Home Insurance Silver
Accidental damage cover to technology and entertainment equipment as standard**



No claims discount provided as standard


Alternative accommodation for £75,000 or more (Buildings only)


Accidental breakage of glass and mirrors included as standard (Contents)

Source of data: Defaqto matrix effective as of 18th of February 2019. Terms and conditions apply. **Examples of technology and entertainment equipment for Rias are items such as laptops, tablets, computers and TVs. †Rias offer alternative accomodation cover up to £100,000.

Find all our benefits here or see our policy documents

Defaqto 5 star rating 2011-2019 home insurance logo


Home insurance

Get a quote for our 5 Star home insurance as rated by Defaqto

Don't just take our word for it...

Customers rate us great on Trustpilot

*10% of new customers between 1st Nov - 31st Jan 19 paid annually £93 or less, equivalent to around £8/month (excluding representative 29.9% APR variable which will be applied over 11 months).  A 1 month deposit will be required. Premium depends on individual circumstances, payment method and cover chosen.