Home Insurance

5 Star home insurance and £50 if we can’t beat your renewal*

Packed full of benefits

  • Make a claim 24/7 with our UK-based claims service - With us you can make a claim 24/7 with our UK-based, award-winning^ claims team.
  • Water leak – we’ll find it for you - In fact, our buildings insurance covers the reasonable cost of finding a water or oil leak that is damaging the buildings, including any repairs needed to walls, floors, or ceilings, up to £5000**.
  • Accidental damage cover to electrical equipment, for when you need it most - Our 5 Star rated home insurance also includes accidental damage cover for any laptops, tablets, computers and TVs^^. And yes, of course that’s standard too.
A welcome door mat by an open door next to a pair of red wellies

*To claim your £50 you must send proof of your renewal quote from your current provider within 30 days of the start date of your new Rias policy. Rias will send a cheque for £50 within 20 working days of receiving this. Must hold policy for 14 days. Must be comparable cover and exclude additional cover such as Legal Expenses. Offer not available on polices purchased via price comparison or cashback websites or for price comparison quotes completed via the Rias call centre. Full terms and conditions can be viewed here

^The claims service is provided by Ageas Insurance Limited, winners of the Claims Team of the Year Award at the Insurance Times Claims Excellence Awards 2020.

**Terms and conditions apply. Full terms and conditions can be found in the policy wording.

^^Only available under contents cover. Key exclusions include damage due to misuse, wear and tear, cleaning, breakdown, scratching and denting; and excludes items such as CDs or records.