Demystifying insurance

Love getting behind the wheel and exploring new places when you’re abroad? If so, it’s worth checking you’re covered before you jump into the driving seat.

There are some wonderful places to visit in the UK. You might be wondering whether you need travel insurance. The short answer is yes. You might not need cover that’s as in-depth as if you were heading abroad, but you still want to be protected.

Publishing UK insurance claim success rates for the first time in the organisation’s history, the Association of British Insurers (ABI) reported in January 2016 that 21% of claims people made against home insurance policies were rejected with no pay-out made. One of the key reasons cited by the ABI for this proportion of home insurance claims failing during 2013 and 2014 was wear and tear, which is evidently something not all homeowners are familiar with.

We know how stressful it can be when your possessions are stolen, lost or damaged. That’s why - if you have your home insurance with us and you need to make a claim your contents will be covered on a ‘new for old’ basis, giving you peace of mind should the worst happen.

For many people today, cars are an essential part of their daily routines. Perhaps you use yours to take your grandchildren to school on certain days each week, to transport you and your friends to social events, for the weekly supermarket shop or for travelling to and from work. As a car insurance provider, we understand how stressful and worrying it can be if you do not have access to your car – which is where our Replacement Car Cover fits in perfectly.

Accidents are stressful enough without having to worry about travel arrangements while your car is off the road. As a car insurance provider, it’s our priority to ensure your day-to-day life is not affected by situations beyond your control - and that’s why you would be covered with a free courtesy car as standard, whilst yours is being repaired following an accident.