Personal Belongings cover from Rias protects the items you carry with you every day.
These are the things you and your family wear, use or take outside your home, often valuable, and sometimes impossible to replace.
Choose the level of cover that suits you, up to £20,000, with limits of £2,000 per item and £500 for mobile phones, for theft, loss or damage.
With this optional cover, your belongings stay protected wherever you are.
Examples of what is covered:
- Phones and cameras
- Tablets and laptops
- Contents of your bag
- Jewellery and watches
Examples of what is not covered:
- Items stolen from an unattended car or van, unless they were stored out of sight in a glove box or locked boot
- Contents not designed to be used, carried, or taken outside of the home
- Items worth over £2000 when taken away from the home.
For additional peace of mind that your valuables are protected when you take them away from the home, you can also select our 'Specified items - in and away from the home' optional cover when you purchase your Rias Home Insurance policy.
For more information and full exclusions:
