Home Insurance

Home insurance from £105*

20% of customers paid this or less

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Why choose Rias home insurance:

  • You can make a claim 24/7 with our UK-based claims service 
  • Accidental damage cover for laptops, tablets, computers and TVs included as standard** 
  • Eight out of ten customers stay with us when it’s time to renew^^

 
For full cover details please read our policy documents.

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Don't just take our word for it...

Customers rate us great on Trustpilot

Find out more about our levels of cover

Buildings and contents cover  everything you need rolled into one policy. Find out more

Buildings cover – protects the structure of your home, plus your fixtures and fittings, garden walls, gates, drives and patios. Find out more

Contents cover – up to £50,000 contents cover as standard. Find out more

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Defaqto 5 star rating 2011-2020 home insurance logo

Products

Home insurance

Get a quote for our 5 Star home insurance as rated by Defaqto
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Make a claim 24/7

The service was excellent, quick and no hassle.

Mrs B Davison, Billingham

View our policy documents

Read our policy documents and find the right level of cover for your needs.

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Five star defaqto rated

5 Star home insurance as rated by industry experts Defaqto for the tenth year

Your news and guides

From industry updates to handy hints, our news and guides section keeps you in the loop.

Keep your home safe from fire

As people spend more time in their homes, fire fighters are warning of the importance of fire safety and of the increased risk of fires in the home for causes such as cooking, smoking and heating. Here are some simple things everyone can do to help reduce the risk of fire.

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Frequently asked questions about our home insurance

Can I switch to Rias before my renewal date?

Yes, you can even claim back any cancellation fees you're charged by your current insurance provider, up to the value of £75. Terms and conditions apply.

How do I make amendments to my home policy?

Most amendments to your policy can be made by logging into your online account. If you don't have an account or want to find out more please click here. Prefer to speak to us? Give us a call on 03456501333. 

*20% of new customers paid £105 or less between 1st Jan - 31st May 2020 for our combined buildings and contents cover. Premium depends on individual circumstances, payment method and cover chosen.

**Key exclusions include damage due to misuse, wear and tear, cleaning, breakdown, scratching and denting; and excludes items such as CDs or records.

^^86.22% of Rias Home Insurance customers renewed with us between 1st November 2019 – 30th April 2020.

^10% of new car insurance customers paid £205 or less between 1st Jan - 31st May 2020. Premium depends on individual circumstances, payment method and cover chosen.