Home Insurance

Home insurance from £103*

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*20% of customers paid this or less

*20% of new customers paid £103 or less between 1st May – 31st July 2019 for our combined buildings and contents cover. Premium depends on individual circumstances, payment method and cover chosen.

Why choose Rias home insurance:

  • Access to our UK claims service with dedicated claims advisors on hand 24/7
  • Accidental damage cover for laptops, computers, audio equipment and TV's included as standard* 
  • Eight out of ten customers stay with us when it’s time to renew^^

For full cover details please read our policy documents.

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Don't just take our word for it...

Customers rate us great on Trustpilot

Find out more about our levels of cover

Buildings and contents cover  everything you need rolled into one policy. Find out more

Buildings cover – protects the structure of your home, plus your fixtures and fittings, garden walls, gates, drives and patios. Find out more

Contents cover – up to £50,000 contents cover as standard. Find out more

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Defaqto 5 star rating 2011-2019 home insurance logo


Home insurance

Get a quote for our 5 Star home insurance as rated by Defaqto
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Market-leading UK claims service† - available 24/7

Settled within minutes, very helpful and friendly advisor.

Ms J Cappella, Bognor Regis

View our policy documents

Read our policy documents and find the right level of cover for your needs.

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Five star defaqto rated

5 Star home insurance as rated by industry experts Defaqto for the ninth year

Your news and guides

From industry updates to handy hints, our news and guides section keeps you in the loop.

Protect your home against stormy weather

Severe or stormy weather can cause all sorts of trouble for your home, and can sometimes result in serious damage to your property and possessions. Often damage is unavoidable, but there are precautions you can take to minimise the risks from severe weather. We’ve put together some useful hints and tips for what to do when faced with storms or flooding.

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Frequently asked questions about our home insurance

Can I switch to Rias before my renewal date?

Yes, you can even claim back any cancellation fees you're charged by your current insurance provider, up to the value of £75. Terms and conditions apply.

How do I make amendments to my home policy?

Most amendments to your policy can be made by logging into your online account. If you don't have an account or want to find out more please click here. Prefer to speak to us? Give us a call on 03456501333. 

^Read the terms and conditions

^10% of new car insurance customers paid £172 or less between 1st May – 31st July 2019. Premium depends on individual circumstances, payment method and cover chosen.

^^85.12% of Rias Home Insurance customers renewed with us between 1st November 2018 - 30th April 2019.