Save 20% online**

A grey armchair

*10% of customers paid this or less

*10% of new customers paid £97 or less between 1st Nov – 31st Jan 18 for our combined buildings and contents cover. Actual premium depends on individual circumstances, payment method and cover chosen.

**Available on combined building and contents cover only, compared to our standard telephony prices, applies to new quotes only via Rias.co.uk; The online discount is automatically applied to your price and excludes optional extras, minimum premiums apply.

Why choose Rias home insurance:

  • Access to our UK market-leading† claims service with dedicated claims advisors on hand 24/7
  • Accidental damage cover for laptops, computers, audio equipment and TV's included as standard. 
  • Trace and access cover – up to £5,000 to find a leak, including the cost of repairs to walls, floors or ceilings

 
For full cover details please read our policy documents.

A cream chair with a grey throw
A grey armchair

Products

Home insurance

5 Star home insurance as rated by industry experts Defaqto for the eighth year.

Find out more about our levels of cover

Buildings and contents cover  everything you need rolled into one policy. Find out more.

Buildings cover – protects the structure of your home, plus your fixtures and fittings, garden walls, gates, drives and patios. Find out more.

Contents cover – up to £50,000 contents cover as standard. Find out more.

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A grey armchair

We aim to settle claims in the 1st call

Settled within minutes, very helpful and friendly advisor.

Ms J Cappella, Bognor Regis

Your news and guides

From industry updates to handy hints, our news and guides section keeps you in the loop.

Protect your home against stormy weather

Severe or stormy weather can cause all sorts of trouble for your home, and can sometimes result in serious damage to your property and possessions. Often damage is unavoidable, but there are precautions you can take to minimise the risks from severe weather. We’ve put together some useful hints and tips for what to do when faced with storms or flooding.

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Frequently asked questions about our home insurance

Can I switch to Rias before my renewal date?

Yes, you can even claim back any cancellation fees you're charged by your current insurance provider, up to the value of £75. Terms and conditions apply.

How do I make amendments to my home policy?

Most amendments to your policy can be made by logging into your online account. If you don't have an account or want to find out more please click here. Prefer to speak to us? Give us a call on 03456501333. 

Will I be tied-in for the two years I have a fixed price?

No you have a pricing commitment from us for two years, but you're not tied to us. You'll still be invited to renew your policy every year and can choose to opt out. You can also cancel your policy at any other time, although you'll be charged an administration fee.

What if I need to make a change to my two-year fixed price insurance policy?

If you make a change to your policy during the first year, or if Insurance Premium Tax changes, then the price may be adjusted to reflect this either at the time of change or at next renewal. If the change is made during the first year, the new annual price will remain fixed at your next renewal, unless further changes are made. 

^Read the terms and conditions

Home claims service awarded ServiceMark accreditation from the Institute of Customer Service.

^10% of new customers buying on rias.co.uk paid £164 or less (1st Sep - 30th Nov 2017). Premium depends on individual circumstances, payment method and cover chosen