Your home can be vulnerable to all sorts of issues, which can be costly and time consuming to deal with. We’re dedicated to giving you total peace of mind, so when you add home protection to your policy, you get up to £500 – including VAT – of cover for call out, labour, parts and materials.
You can make a claim 24/7 and we're here to help you as quickly as we can.
Our levels of cover
You can choose from two levels of cover, which have been designed to suit your individual needs:
- Rias Home Protection
- Rias Home Protection Plus
Rias Home Protection only £27.50 a year
Home Protection gives you cover up to £500, including VAT for call out fees, labour, parts and materials, for:
- Internal plumbing - water leaks and issues with the flushing mechanism of the toilet
- Drainage - blocked drains or wastewater leaks
- Electrics - Complete or partial electrical failure
- Pest infestation– removal of pests within the home, including nests of rats, mice, squirrels, wasps and hornets
- Security- Temporary repairs to broken or damaged external windows or doors
Home Protection does NOT cover you for emergencies relating to your heating or hot water systems including your boiler.
Rias Home Protection Plus only £57.50 a year
Home Protection Plus gives you up to £500, including VAT for call out fees, labour, parts and materials, for the above, plus:
- Main heating and hot water systems - Up to £1000, including VAT towards parts, labour and materials relating to complete, partial or intermittent failure of the main heating and hot water system including boilers.
What’s not covered
Home Protection and Home Protection Plus does not cover you for:
- Pre-existing issues and emergencies that happen either before the policy starts or within 14 days following the start date of your policy
- Wear and tear, which we class as damage or deterioration caused by general everyday use
- Roof damage
RIAS Home Protection and Home Protection Plus is underwritten by Inter Partner Assistance S.A.
Terms and conditions apply. You can find full details in our policy documents.
