Car insurance

Car insurance from £164*

 

Mint green coloured car

*10% of customers paid this or less

*10% of new customers buying on rias.co.uk paid £164 or less (1st Sep - 30th Nov 2017). Premium depends on individual circumstances, payment method and cover chosen

Comprehensive car insurance packed with:

  • Uninsured driver promise** so you won't lose your no claims discount if you're hit by an uninsured driver.
  • A courtesy car included as standard when your vehicle is being fixed by an approved repairer.
  • If you make a claim, all repairs to your car are guaranteed for three years.

 

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5 star defaqto rated car insurance 2013 - 2017

Products

Car insurance

Get a quote from a 5 Star rated car cover awarded by industry experts Defaqto

Our car insurance comes with:

  • If your windscreen is broken, the cost of repairing or replacing it or any window glass in the car is covered. Limits apply.
  • 24/7 access to our market-leading claims service that’s available 365 days a year.

  • You can manage your policy online – with no administration charges.
  • Find all our benefits here.

 

For full cover details please read our policy documents.

Two women in a car smiling
Five star defaqto rated

5 Star rated car cover awarded by industry experts Defaqto

Your news and guides

From industry updates to handy hints, our news and guides section keeps you in the loop.

What could the future of driving look like?

There’s never been a more exciting time for the automotive industry. We’re on the cusp of a revolution, and technology is about to transform the way we drive forever. But what exactly are the biggest companies in the business drawing up right this second? Take a look at the future of driving.

What could the future of driving look like?

Frequently asked questions about our car insurance

If I have an accident, will I get a courtesy car?

Yes, you'll be given a courtesy car while your car is being repaired by an approved repairer. We also offer replacement car cover as an optional extra.

Does my policy cover me to drive other cars?

Our policies differ depending on your requirements, so you should check your Certificate of Motor insurance to see if you're covered.

Can I switch to Rias before my renewal date?

Yes, you can even claim back any cancellation fees you're charged by your current insurance provider, up to the value of £75. Terms and conditions apply.

How can I provide my proof of No Claims Discount?

We'll get in touch with you if we need to see proof of your No Claims Discount. If we've already contacted you, you can provide your proof of No Claims Discount by uploading it in your online account. Once you're logged in, click ‘upload documents’, add your No Claims Discount file and it will be automatically sent to us to review. We'll then contact you to either confirm your policy or let you know if we need any more information. Just so you know, if we ask you for proof of your No Claims Discount, you’ll need to send it to us within 14 days, otherwise, we’ll have to cancel your policy and won’t be able to restart it for you.

If I change my car and update my policy, will my old car still be insured for a short time?

No – cover on your old car will end as soon as the cover on your new car begins. If you’d like to keep your old car insured after you pick up your new car, you can add it to your policy as a temporary vehicle at an extra cost.

^Read the terms and conditions

**Providing the accident was not your fault, you will not lose your no claims discount or have to pay an excess if hit by an uninsured driver. However, we will need the make, model and registration number of the uninsured vehicle.

†Motor claims service, provided by Ageas Insurance Limited, has been awarded ServiceMark accreditation from the Institute of Customer Service by measuring up to the Institute’s customer service standards and demonstrating on-going commitment to customer service excellence. 

^10% of new customers paid £103 or less between 1st Mar – 30th Sept 17 for our combined buildings and contents cover. Actual premium depends on individual circumstances, payment method and cover chosen.