*10% of new customers buying on rias.co.uk paid £164 or less (1st Sep - 30th Nov 2017). Premium depends on individual circumstances, payment method and cover chosen
Comprehensive car insurance packed with:
- Uninsured driver promise** so you won't lose your no claims discount if you're hit by an uninsured driver.
- A courtesy car included as standard when your vehicle is being fixed by an approved repairer.
- If you make a claim, all repairs to your car are guaranteed for three years.
Our car insurance comes with:
- If your windscreen is broken, the cost of repairing or replacing it or any window glass in the car is covered. Limits apply.
24/7 access to our market-leading† claims service that’s available 365 days a year.
- You can manage your policy online – with no administration charges.
- Find all our benefits here.
For full cover details please read our policy documents.
Take a look at our optional extras
Legal expenses only £29.60 a year
Getting legal advice can be costly, so our legal expenses cover gives you up to £100,000 to cover you for any disputes.
Breakdown cover from only £40.00 a year
We have three levels of cover to give you peace of mind when you're on the road.
Replacement car cover only £26.50
With our replacement car cover, you'll be back on the road in no time if your car's written off or stolen.
Excess protection only £30.00 a year
Make sure you’re not out of pocket if you have an accident. With our excess protection cover, your excess can be reimbursed.
Key protection only £20.00 a year
If your home, car, office or security safe keys are lost, stolen or break in the lock, our key protection gives you up to £1,500 of cover, including VAT.
What could the future of driving look like?
There’s never been a more exciting time for the automotive industry. We’re on the cusp of a revolution, and technology is about to transform the way we drive forever. But what exactly are the biggest companies in the business drawing up right this second? Take a look at the future of driving.
Yes, you'll be given a courtesy car while your car is being repaired by an approved repairer. We also offer replacement car cover as an optional extra.
Our policies differ depending on your requirements, so you should check your Certificate of Motor insurance to see if you're covered.
Yes, you can even claim back any cancellation fees you're charged by your current insurance provider, up to the value of £75. Terms and conditions apply.
We'll get in touch with you if we need to see proof of your No Claims Discount. If we've already contacted you, you can provide your proof of No Claims Discount by uploading it in your online account. Once you're logged in, click ‘upload documents’, add your No Claims Discount file and it will be automatically sent to us to review. We'll then contact you to either confirm your policy or let you know if we need any more information. Just so you know, if we ask you for proof of your No Claims Discount, you’ll need to send it to us within 14 days, otherwise, we’ll have to cancel your policy and won’t be able to restart it for you.
No – cover on your old car will end as soon as the cover on your new car begins. If you’d like to keep your old car insured after you pick up your new car, you can add it to your policy as a temporary vehicle at an extra cost.