Comprehensive car insurance packed with:
- Uninsured driver promise** - if your car is hit by an uninsured driver your excess will be reimbursed and your no claims discount reinstated
- Courtesy car included as standard† - whilst your car is being repaired by our approved repairer
- Make a claim 24/7 with our UK-based claims service
Why choose Rias Car Insurance:
- Wrong fuel cover†† - we’ll pay to drain and flush your fuel tank as well as cover any damage to your engine if you accidentally put the wrong fuel into your car
- Lifetime guarantee^^- if you make a claim and choose one of our approved repairers all workmanship comes with a guarantee for as long as you own the car
- Onward travel cover - if you are in an accident and your car can’t be driven we can arrange transport for you and your passengers to get home or to your planned UK destination
Take a look at our optional extras
Legal expenses only £29.60 a year
Getting legal advice can be costly, so our legal expenses cover gives you up to £100,000 to cover you for any disputes.
Breakdown cover from only £39.99 a year
We have three levels of cover to give you peace of mind when you're on the road.
Replacement car cover only £26.50
With our replacement car cover, you'll be back on the road in no time if your car's written off or stolen.
Excess protection only £30.00 a year
Make sure you’re not out of pocket if you have an accident. With our excess protection cover, your excess can be reimbursed.
Key protection only £20.00 a year
If your home, car, office or security safe keys are lost, stolen or break in the lock, our key protection gives you up to £1,500 of cover, including VAT.
What should you do if you put the wrong fuel in your car?
We can all be absentminded, but when it comes to putting the wrong fuel in your car, a simple mistake can feel like a real disaster. With that in mind, we’ve created this step-by-step guide to help put your mind at ease if you accidentally misfuel your car.
Yes, you'll be given a courtesy car while your car is being repaired by an approved repairer. We also offer replacement car cover as an optional extra.
The possibility of driving other cars under your car insurance policy depends on your individual requirements and cannot be added for an additional charge.
If you already have a policy with us and would like to know if you're covered to drive other vehicles, please check your Certificate of Motor insurance.
If you want to get a car insurance quote and would like to know whether driving other cars is included, please call us on 0800 183 9201 or contact us via Live chat.
If you have a Rias Car Insurance policy, you will have fully comprehensive cover to drive in EU countries for up to 90 days.
This remains unchanged during the transition period that begins on 31 January 2020 and continues until the end of 2020. So, if you’re planning a trip that is completed before then, nothing changes for you.
For those planning to drive in the EU after the transition period, we will provide advice later in 2020 as arrangements become more certain. You can find more information on our Driving in Europe page.
We'll get in touch with you if we need to see proof of your No Claims Discount (NCD). If we've already contacted you, you can provide your proof of No Claims Discount by uploading it in your online account. Just so you know, if we ask you for proof of your No Claims Discount, you’ll need to send it to us within 14 days of purchase, otherwise we’ll have to cancel your policy and won’t be able to restart cover for you.
What to do
Once you're logged in, click ‘upload documents’. You can add your No Claims Discount file here, which will be sent to us to review.
If you haven't registered for an account yet, you can create your account here.
Alternatively, you can post your proof of No Claims Discount to the following address:
Deansleigh House, Deansleigh Road
Bournemouth BH7 7DU
Note: Please do not send your proof of NCD to any other postal address, as this may mean we are unable to process it or start your policy.
Once we’ve received your proof we'll then contact you to confirm it is acceptable or let you know if we need any more information.
What we accept
The documents we accept as proof of your No Claims Discount will have to be either a renewal invitation, a cancellation letter or a Proof of No Claims Discount letter from your previous insurer. Whichever option you go for, the document you submit to us will need to include:
- A letterhead that clearly identifies your previous insurer
- Your previous policy number
- Your previous policy expiry date
- Your name
- Your No Claims Discount in years
The document you upload through your account can be in a variety of formats, including Microsoft Word, PDF, or a photo in the following formats: GIF, PNG, JPG, JPEG and JPE. Just make sure your document is less than 3MB.
You can send original copies, photos or screenshots, as long as we can see the whole document. Please send all pages on any letters you are using for proof. We’re happy to accept your proof as a single file.
Yes, you can even claim back any cancellation fees you're charged by your current insurance provider, up to the value of £75. Terms and conditions apply.
No – cover on your old car will end as soon as the cover on your new car begins. If you’d like to keep your old car insured after you pick up your new car, you can add it to your policy as a temporary vehicle at an extra cost.