*10% of customers paid this or less

*Car insurance from £166

10% of new car insurance customers paid £166 or less between 1st February - 30th April 2017. Actual premium depends on individual circumstances, payment method and cover chosen.

Comprehensive car insurance packed with:

  • Uninsured driver promise^ so you won't lose your no claims discount if you're hit by an uninsured driver.
  • A courtesy car included as standard when your vehicle is being fixed by an approved repairer.
  • If you make a claim, all repairs to your car are guaranteed for three years.


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5 star defaqto rated car insurance 2013 - 2017


Car insurance

Get a quote from a 5 Star rated car cover awarded by industry experts Defaqto

Our car insurance comes with:

  • If your windscreen is broken, the cost of repairing or replacing it or any window glass in the car is covered. Limits apply.
  • 24/7 access to a market-leading^ claims service that’s available 365 days a year.

  • You can manage your policy online – with no administration charges.
  • Find all our benefits here.


For full cover details please read our policy documents.

Two women in a car smiling
Five star defaqto rated

5 Star rated car cover awarded by industry experts Defaqto

The back of a mint green coloured car

10% customer discount^

10% discount^ for existing customers

Already a customer? Here's an exclusive 10% discount^. To take advantage, get your quote online and then give us a call to buy.

Your news and guides

From industry updates to handy hints, our news and guides section keeps you in the loop.

Essential breakdown tips

Whether a deadline is involved, such as catching a flight or arriving at a wedding on time, or you’ve just taken the car on a drive for the pure pleasure of it, breaking down is never a welcome experience. Still, like with many things in life, it can be made more bearable with a little bit of prep.

A car wing mirror

Frequently asked questions about our car insurance

If I have an accident, will I get a courtesy car?

Yes, you'll be given a courtesy car while your car is being repaired by your individual insurer's selected garage. We also offer replacement car cover as an optional extra.

Does my policy cover me to drive other cars?

Our policies differ depending on your requirements, so you should check your Certificate of Motor insurance to see if you're covered.

Can I switch to Rias before my renewal date?

Yes, you can even claim back any cancellation fees you're charged by your current insurance provider, up to the value of £75. Terms and conditions apply.

How can I provide my proof of No Claims Discount?

We'll get in touch with you if we need to see proof of your No Claims Discount. If we've already contacted you, you can provide your proof of No Claims Discount by uploading it in your online account. Once you're logged in, click ‘upload documents’, add your No Claims Discount file and it will be automatically sent to us to review. We'll then contact you to either confirm your policy or let you know if we need any more information.

^Read the terms and conditions

^Uninsured driver promise

Providing the accident was not your fault, you will not lose your no claims discount or have to pay an excess if hit by an uninsured driver. However, we will need the make, model and registration number of the uninsured vehicle.

^Motor claims service

Motor claims service, provided by Ageas Insurance Limited, has been awarded ServiceMark accreditation from the Institute of Customer Service by measuring up to the Institute’s customer service standards and demonstrating on-going commitment to customer service excellence. 

^10% car insurance customer discount

To be eligible for this discount you need to hold an existing home or car insurance policy with Rias or one of our sister brands. The discount is for one year with the exception of eligible 2 year fixed policies where the discount will be honoured for two years. Only applies to car insurance quotes originating from www.rias.co.uk or the Rias call centre that are purchased via the Rias call centre. Excludes any additional optional cover such as Legal Expenses. Discount only available at time of purchase. The offer won’t apply to any changes made to the policy to which the discount has been applied during the year. Rias reserves the right to withdraw the offer at any time but will honour the offer on any eligible policies bought as a result of quotes obtained before the offer withdrawal.

^Home insurance

10% of customers paid £96 or less between 1st February – 30th April 2017 for our combined buildings and contents cover. Actual premium depends on individual circumstances, payment method and cover chosen.