All our policy documents in one place


Before you take out a policy or get a quote from us, we strongly recommend you read as much information as possible about the policy you're interested in. That way, you can choose the correct level of cover for your needs. Below, you can find details on all of our latest policy documents.

Car insurance policy documents

Latest policy documents

Read our policy documents for full details of what is and isn’t covered in your insurance policy.

Other useful documents

  • Statement of Fact - to check the covers selected, policy limits and excesses in more detail. You’ll find this in your online account or your policy confirmation email.
  • Motor certificate - which will show any driving restrictions

Optional Extras documents

Our Key Protection product is no longer available to purchase. If you took out a new policy or renewed an existing policy prior to 27 Feb 2024, your cover will continue until your next renewal.

Previous policy documents

Replacement Car Cover Product Information Document

Start date from 01/09/2024

Start date from 01/01/2023
Start date from 01/05/2022

Start date from 19/07/2021
Start date from 28/02/2021
Start date from 11/08/2020
Start date from 31/05/2020
Start date from 22/11/2019
Start date from 11/06/2019
Start date from 11/05/2019
Start date from 18/03/2019
Start date from 10/12/2018
Start date from 11/09/2018
Start date from 01/06/2018
Start date from 01/06/2017
Start date from 01/05/2017
Start date from 01/02/2017
Start date from 10/01/2017

Previous Optional Extras Documents

Home insurance policy documents

Latest policy documents

Read our policy documents for full details of what is and isn’t covered in your insurance policy.

Other useful documents

• Statement of Fact - to check the covers selected, policy limits and excesses in more detail. You’ll find this in your online account or your policy confirmation email.

Optional Extras documents

Previous policy documents

Start date from 01/09/2024

Start date from 01/01/2023
Start date from 01/05/2022
Start date from 30/06/2021 
Start date from 26/02/2021 
Start date from 11/08/2020 
Start date from 31/05/2020 
Start date from 22/11/2019 
Start date from 01/10/2019
Start date from 13/08/2019
Start date from 11/06/2019
Start date from 11/05/2019
Start date from 13/04/2019
Start date from 01/10/2018
Start date from 01/06/2018
Start date from 22/11/2017
Start date from 01/06/2017
Start date from 01/05/2017
Start date from 01/11/2016

Travel insurance policy documents

Current Policy Documents

Read our policy documents for full details of what is and isn’t covered in your insurance policy.

You can also check your policy documents to review your cover, policy limits and excesses in more detail. You’ll find this in your policy confirmation email.


For policy numbers starting with RI-TRV

Travel Insurance Policy Wording

For policy numbers starting with RI-MSM

Travel Insurance Policy Wording

For policy numbers NOT starting with RI-TRV or RI-MSM

Travel Insurance Policy Wording

Product Information Documents

For policy numbers starting with RI-TRV


For policy numbers NOT starting with RI-TRV

Breakdown insurance policy documents

Latest policy documents

Read our policy documents for full details of what is and isn’t covered in your insurance policy.


Other useful documents

Statement of Fact - to check the covers selected, policy limits and excesses in more detail. You’ll find this in your online account or your policy confirmation email.

Previous policy documents

Start date from 27/10/2022

Start date from 11/08/2020

Start date from 22/11/2019

Breakdown Insurance Policy Booklet

Start date from 01/06/2018

Breakdown Insurance Policy Booklet 

Start date from 01/06/2017

Breakdown Insurance Policy Booklet

Breakdown Insurance Policy Summary