Your home is more than just a roof and four walls – it also houses all your precious possessions and memories.
Every possession is valuable – whether we rely on them to keep our lives running smoothly or simply to make us more comfortable. We understand the importance of your personal possessions. That's why we offer home contents insurance that gives you peace of mind your possessions will be repaired or replaced if they're stolen or damaged.
Our comprehensive and competitive premiums give you a range of benefits. Plus, we also offer Buildings insurance, which can be taken out as a combined policy or separately from your Home contents insurance policy.
Why choose Rias Home Contents Insurance?
Our cover includes a range of valuable benefits AS standard, such as:
- Brand new replacements – We’ll replace lost, stolen or damaged items with new ones of the same quality and spec, and not make deductions for wear & tear
- Accidental damage to home entertainment equipment like TVs, laptops, tablets and computers¹
- Fridge and Freezer Food - up to £1,000 if the food in your fridge or freezer are damaged by temperature changes
Enhance your cover
Want even more protection? You can increase your standard cover levels for an additional premium, for example:
- Extended Accidental damage cover - like spilling red wine on the carpet
- Cover for high‑risk items over £1,500 such as jewellery, watches and artwork
- Bicycle cover when padlocked to an immovable object, up to £5,000.
Looking for extra peace of mind?
You can add a range of optional extras to your Rias Buildings insurance, so your cover fits the way you live. Choose the extras that matter most to you.
Terms and conditions apply. You can find full details in our policy documents.
