Come direct to Rias. When things go wrong, you need people on your side.
Levels of cover - Buildings cover up to £1 million and contents cover up to £50,000 (can be increased up to £100,000).
Electrical equipment - Contents cover includes accidental damage to electrical equipment, such as televisions, laptops, tablets and computers as standard.^^
Fixed glass - Buildings cover includes accidental damage and breakage of fixed glass, such as glass in windows or patio doors, as standard.^
See how well our buildings and contents cover compares:
| Product features | Rias Home Insurance |
Admiral Home Insurance Cover |
Aviva AvivaPlus Regular |
Direct Line Home Insurance |
Legal & General Home Insurance-Extra |
| Glass breakage - Accidental breakage of glass and mirrors is covered as standard |
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|
|
|
✓ |
| No claims discount available as standard |
✓ |
|
✓ |
✗ |
✗ |
| Alternative accommodation is provided for £75,000 or more (Buildings only)† |
✓ |
|
✓ |
✗ |
✗ |
| Buildings - Accidental damage cover for buildings available |
|
✓ |
✓ |
✓ |
✓ |
Source of data: Defaqto Matrix effective as of 8th December 2020. †Rias offer alternative accomodation cover up to £100,000.
Find all our benefits here or see our policy documents.
Don't just take our word for it...
^^Key exclusions include damage due to misuse, wear and tear, cleaning, breakdown, scratching and denting; and excludes items such as CDs or records.
^Key exclusions include damage caused by scratching or denting. Damage when your home is unoccupied or unfurnished. The cost of replacing undamaged items.
*20% of new customers between 1st Oct - 31st Dec 20 paid £96 or less, annually, equivalent to around £8/month (excluding representative 29.9% APR variable which will be applied over 11 months). A 1 month deposit will be required. Premium depends on individual circumstances, payment method and cover chosen.
**84.88% of Rias Home Insurance customers renewed with us between 1st May 2020 – 30th November 2020.