Rias Defaqto 5 Star Home Insurance

Home insurance

For the eleventh year running, Rias Home Insurance has received the highest rating, 5 Star, by industry experts Defaqto for our excellent cover and benefits.

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Rias has been providing high quality home insurance for over 25 years. 

What's more, our home insurance has been rated 5 Star by industry experts Defaqto for the thirteenth year running, so you have the added reassurance of being with an insurance provider we think you can rely on.

See how well our buildings and contents cover compares:

Product features  Rias
Home Insurance
Admiral
Home Insurance Cover
Aviva
AvivaPlus Regular
Direct Line
Home Insurance
Legal & General
Home Insurance-Extra
Glass breakage - Accidental breakage of glass and mirrors is covered as standard













 

 

No claims discount available as standard


 

Alternative accommodation is provided for £75,000 or more (Buildings only)†


 

Buildings - Accidental damage cover for buildings available




Source of data: Defaqto Matrix effective as of 8th December 2020. †Rias offer alternative accomodation cover up to £100,000.

Find all our benefits here or see our policy documents

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Home insurance

Eight out of ten customers stay with us when it's time to renew**

Don't just take our word for it...

^^Key exclusions include damage due to misuse, wear and tear, cleaning, breakdown, scratching and denting; and excludes items such as CDs or records.

^Key exclusions include damage caused by scratching or denting. Damage when your home is unoccupied or unfurnished. The cost of replacing undamaged items.

*20% of new customers between 1st Oct - 31st Dec 20 paid £96 or less, annually, equivalent to around £8/month (excluding representative 29.9% APR variable which will be applied over 11 months). A 1 month deposit will be required. Premium depends on individual circumstances, payment method and cover chosen.

**84.88% of Rias Home Insurance customers renewed with us between 1st May 2020 – 30th November 2020.