We’ll beat your renewal price or give you £50!*

Get great value cover from £94**

At Rias we believe in giving great cover and great value for money. So take advantage of our offer and challenge us to beat your renewal price today*! What's more, 10% of new customers paid £94** or less.

When it comes to claims, we're here to help

If you need to claim, don't worry. With Rias you'll benefit from our market-leading UK based claims team^, on hand to help 24/7.

A dedicated claims advisor will manage your claim, keeping you updated from start to finish. And we aim to settle your home insurance claims in the first call, getting things back to normal for you as soon as possible. 

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Home insurance

5 Star home insurance as rated by industry experts Defaqto for the eighth year.

Why choose Rias Home Insurance?

If the worst happens and you find yourself in need of help, our claims team will help find a solution that works best for you.

Flexible payment options:
We can offer you flexibility in our approach to settlement of claims^^ - payments straight into your bank account, cheque, organised replacement, repair or, in some cases, even an upgrade.

Fast emergency payments:
In an emergency we can arrange a fast payment within 2 hours†. So in the event of a fire we’ll make sure you have all the essentials you need, such as food and clothing, whilst you are out of your home.

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Five star defaqto rated

Don't just take our word for it. Our home insurance is rated 5 Stars by Defaqto

Terms and conditions

*To be eligible for the offer you need to have received a communication from Rias promoting this offer, or be resident at the address of the person to whom the communication from Rias was sent and purchase a new Rias  Home Insurance policy through rias.co.uk or the Rias call centre. The offer is not available on polices purchased via price comparison or cashback websites or for price comparison quotes completed via the Rias call centre. You must send proof of your renewal quote from your current provider within 30 days of the start date of your policy. The premium for your new Rias policy – excluding any additional cover such as Legal Expenses – must be more expensive than your renewal quote and cover comparable. For cover to be comparable, the following must match: property and personal details; accidental damage; personal belongings and high value specified items; total excess is the same or lower with your current provider. The offer is subject to a minimum premium of £80 (excluding instalment charges and fees). Read full T&Cs.

**10% of new customers paid £94 or less (1st May – 31st Jul 18) for our combined buildings and contents cover. Premium depends on individual circumstances, payment method and cover chosen.

^Home claims service, provided by Ageas Insurance Limited, has been awarded ServiceMark accreditation from the Institute of Customer Service.

^^Upon payment of excess.

† Eligible circumstances can vary based on customer scenario and bank account provider. Payment usually made within 2 hours but can be quicker. Fast payments available between 10am-4pm Monday to Friday.