We’ll beat your renewal price or give you £50!*

Get great value cover from £96**

At Rias we believe in giving great cover and great value for money. So take advantage of our offer and challenge us to beat your renewal price today*! What's more, 20% of new customers paid £96** or less.

When it comes to claims, we're here to help

You can rest assured that if you do need to claim, all our home and car insurance customers are able to make a claim 24/7 with our award-winning^, UK-based claims service.

We aim to settle your home insurance claims in the first call. 

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Products

Home insurance

5 Star home insurance as rated by industry experts Defaqto for the eleventh year.

Why choose Rias Home Insurance?

If the worst happens and you find yourself in need of help, our claims team will help find a solution that works best for you.

Flexible payment options:
We can offer you flexibility in our approach to settlement of claims^^ –payments straight into your bank account, cheque, organised replacement, repair or in some cases even an upgrade

Fast emergency payments:
In an emergency or urgent situation we can arrange a fast payment within 2 hours*** for example:

    • In the event of a claim such as fire and you need essential items such as clothing and food whilst out of the home
    • If you damage your mobile phone or laptop and you need it for work or study
    • If a flood or storm means we are hit by a number of claims all at once.
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Five star defaqto rated

Don't just take our word for it. Our home insurance is rated 5 Stars by Defaqto

*To be eligible for the offer you need to have received a communication from Rias promoting this offer, or be resident at the address of the person to whom the communication from Rias was sent and purchase a new Rias  Home Insurance policy through rias.co.uk or the Rias call centre. The offer is not available on polices purchased via price comparison or cashback websites or for price comparison quotes completed via the Rias call centre. You must send proof of your renewal quote from your current provider within 30 days of the start date of your policy. The premium for your new Rias policy – excluding any additional cover such as Legal Expenses – must be more expensive than your renewal quote and cover comparable. For cover to be comparable, the following must match: property and personal details; accidental damage; personal belongings and high value specified items; total excess is the same or lower with your current provider. The offer is subject to a minimum premium of £80 (excluding instalment charges and fees). Read full T&Cs.

**20% of new customers paid £96 or less (1st Oct - 31st Dec 20) for our combined buildings and contents cover. Premium depends on individual circumstances, payment method and cover chosen.

^The claims service is provided by Ageas Insurance Limited, winners of the Claims Team of the Year Award at the Insurance Times Claims Excellence Awards 2020.

^^Upon payment of excess.

***Eligible circumstances can vary based on customer scenario and bank account provider. Payment usually made within 2 hours but can be quicker. Fast payments available between 10am-4pm Monday to Friday.