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We have again been awarded the highest 5 Star Rating by independent financial researcher Defaqto, for our excellent cover and benefits.


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Car insurance FAQs

Read our most frequently asked car insurance questions.

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Comprehensive car insurance

In the event that an accident occurs it’s vital to have a car insurance company that you can turn to, which will provide you with the reassurance and peace of mind you need. This is where RIAS can help, thanks to our wealth of experience we have put together a comprehensive car insurance package that will ensure you are covered for a host of eventualities.

In addition, you can benefit from a discount potentially as high as 80% if you enjoy nine or more years of no-claims*. Minimum premiums apply and terms and conditions apply. You may not have to pay an excess if you are involved in an accident with an uninsured driver which was not your fault and you are able to provide us with the registration number, make and model of the other vehicle. 

 

What does RIAS comprehensive car insurance include? 

There are a host of benefits available with comprehensive car insurance. These include:

  • Cover for accidental or malicious damage to your vehicle, including vandalism

  • Cover for the cost of replacing windscreens or window glass

  • Personal accident cover in the event of injury or death while travelling in, or getting in or out of your car

  • Medical expenses if you or a passenger is injured in an accident involving the car

  • Personal belongings that are lost or damaged due to fire, accident or theft involving the car replacement of keys, lock transmitter or entry card if lost or stolen

Terms and conditions apply. Full details can be found in the policy documentation.

 

Find out more

To find out more about RIAS comprehensive car insurance, read our policy documentation or contact us to speak to a member of our experienced car insurance team.

 

*9 out of 10 new RIAS customers who purchased car insurance between 1st January 2016 and 30th June 2016 would have been eligible for this discount. Smaller discounts apply if you have less than 9 years no claims. Minimum premiums apply.