Get great value cover from £229**

At Rias we believe in providing great cover and great value for money. And as you already insure your home with us we're offering you a £20 gift card* when you buy a Rias Car Insurance policy direct through our website or call centre.

Comprehensive car insurance packed with benefits

  • Uninsured driver promise^ - if your car is hit by an uninsured driver your excess will be reimbursed and your no claims discount reinstated
  • Courtesy car included as standard† - whilst your car is being repaired
  • Making a claim 24/7 with our UK-based claims service


A grey car driving down a countryside sunny road
Defaqto 5 star rating 2013-2020 car insurance logo

Car insurance

Get a quote for our Defaqto 5 Star rated car insurance

Why choose Rias Car Insurance:

  • Wrong fuel cover†† - we’ll pay to drain and flush your fuel tank as well as cover any damage to your engine if you accidentally put the wrong fuel into your car
  • Lifetime guarantee^^-  if you make a claim and choose one of our approved repairers all workmanship comes with a guarantee for as long as you own the car 
  • Onward travel cover -  if you are in an accident and your car can’t be driven we can arrange transport for you and your passengers to get home or to your planned UK destination

Find out more here or for full cover details please read our policy documents.

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Five star defaqto rated

5 Star car insurance as rated by industry experts Defaqto for the eighth year

*£20 Gift Card. Terms and conditions apply and can be viewed here.
Restrictions apply, see for more details.

**10% of new car insurance customers paid less than £229 between 1st – 31st Dec 19. Premium depends on individual circumstances, payment method and cover chosen.

^Providing the accident wasn’t your fault. Make, model and registration of other vehicle needed. 

†Excludes cars written off or stolen and unrecovered.

††Replacement fuel costs are not covered.  

^^Subject to the vehicle being maintained in accordance with the manufacturer routine maintenance schedule. Defective parts will be replaced without charge as long as they are covered by the part manufacturer’s warranty. Failure of components or bodywork damage will not be covered if deterioration is through normal usage.