Rias Home Legal Expenses, provided by RAC is optional cover that provides legal support and advice for a wide range of incidents.
This cover provides up to £100,000 of cover for legal costs and can offer you peace of mind knowing you can get support to help resolve a wide range of issues.
As part of your home insurance policy you also have access to a 24 hour, 365 days a year legal helpline, provided by RAC.
What is covered?
- Property disputes - for example, boundary disagreements, trespassing on your property, or related damage or nuisance
- Personal injury - compensation for accidents that have been caused by the fault or negligence of a third party
- Contract disputes - for example if you have had a new kitchen installed unsatisfactorily, or have purchased a faulty sofa
- Employment disputes - for example, unpaid wages or unfair dismissal from work
- Clinical negligence - for example if the wrong medication or treatment has been given
- To dispute a motoring offence - for example speeding fine that you believe to be incorrect.
Cover applies to you and all family members permanently living with you.
What is not covered:
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- Claims where there's less than a 51% chance of success
- Any costs that haven't been agreed in advance
- Any claim relating to the rent, service and maintenance charges or renewal of a tenancy agreement
- A claim for stress, psychological or emotional injury unless it arises from a physical injury.
For full terms & conditions and exclusions of our Home Legal Expenses cover, please read our policy documents.
