Travel Insurance

Annual Multi-Trip Travel Insurance

Are you a regular jet setter?

If you're a frequent traveller, then our Annual multi-trip travel insurance may be the option for you. The maximum trip duration is dependent upon your age and the destination.

The maximum trip duration is dependent upon your age.

  • Aged 18-65 years - 62 Days
  • Aged 66-75 years - 45 Days
  • Aged 76-80 years - 31 Days (excludes Worldwide including USA, Canada & the Caribbean)

The maximum age for Worldwide including USA, Canada & the Caribbean is 75 years at the point of purchase.

What's included?

Here's what you can get with our Annual multi-trip travel insurance:

    • Cover for Covid included as standard - Cancellation and medical expenses are covered by us, as standard, if you’re diagnosed with Covid-19.

    • Optional extras – a variety of optional extras are available so you can tailor your cover to your needs, these range from Winter sports cover, to Car hire excess waiver and more (fees apply).

    • 24/7 emergency helpline - Help if and when you need it, 24 hours a day, 365 days a year.

    • Cover for medical expenses - up to £20 million of cover for medical expenses – if you choose our Rias Platinum Travel Insurance.

    • Manage your account online 24/7 - Review and check details of your cover or download documents.


1. Choose your level of cover:

    • Rias Silver Travel Insurance

    • Rias Gold Travel Insurance

    • Rias Platinum Travel Insurance


2. Then tailor it your to suit your travelling needs.

For full details on the terms of cover, exclusions and limitations, please read our policy wording.

Each section of cover detailed in the tables below shows the most you can claim. All cover limits and excesses* shown are per person and apply to each insured trip separately.

Where a claim is made for the same incident only one excess will apply per trip, per insured person (max 2). An incident is one single scenario where more than one claim is made under different sections.

What's included? Rias Silver
Travel Insurance
Rias Gold
Travel Insurance
Rias Platinum
Travel Insurance
Medical expenses  £10,000,000  £15,000,000 £20,000,000
Cancellation or cutting
your trip short
£3,000 £5,000 £7,500
Personal belongings £1,250 £2,000 £3,000
Personal money £1,000 £1,250 £1,500
Standard gadget cover £500 £500 £750
Missed departure £300 £1,000 £1,250
Pet care £250 £500 £750
Legal expenses and assistance £15,000 £25,000 £25,000
Excess* £100 £75 £50

*excess payable only when applicable, please check policy wording for more detail. 

Optional Sections of Cover

Winter Sports Cover

Benefit Rias Silver
Travel Insurance
Rias Gold
Travel Insurance
Rias Platinum
Travel Insurance
Winter sports equipment (you own) £500 £750 £1000
Hired winter sports equipment  £300 £350 £400
Including: one item/pair or set of items £300 £350 £400
Winter sports equipment hire £20 per day up to £300 £30 per day up to £300 £50 per day up to £300
Ski pack £20 per day up to £400 £30 per day up to £400 £50 per day up to £400
Piste closure £30 per day up to £400 £30 per day up to £400 £50 per day up to £400
Avalanche and landslide closure £15 per day up to £250 £20 per day up to £400 £25 per day up to £500
Physiotherapy in the United Kingdom £150 £350 £500

 

Cruise Cover

Benefit Rias Silver
Travel Insurance
Rias Gold
Travel Insurance
Rias Platinum
Travel Insurance
Missed port £50 per port
up to £500
£75 per port up to £750 £100 per port up to £1,000
Stateroom/Cabin confinement £50 per 24 hours
up to £250
£75 per 24 hours up to £375  £100 per 24 hours to £500
Unused excursions £300 £500 £750
Additional baggage £2,500 £3.000 £3,500
Single Item/Pair/Set limit £400 £500 £750
Valuables limit £500 £500 £500


Golf Cover

Benefit Rias Silver
Travel Insurance
Rias Gold
Travel Insurance
Rias Platinum
Travel Insurance
Golf equipment                                                    £1,000 £1,500 £2,000
Including: One item/pair or set of items £300 £375 £500
Golf equipment hire £50 per day up to £450 £50 per day up to £450 £50 per day up to £500
Green fees £40 per day up to £200 £40 per day up to £200 £50 per day up to £500

 

Car Hire Excess Waiver

 Benefit Rias Silver
Travel Insurance
Rias Gold
Travel Insurance
Rias Platinum
Travel Insurance
Car hire excess waiver £2,000 £2,000 £2,000



Gadget Cover

 Benefit Rias Silver
Travel Insurance
Rias Gold
Travel Insurance
Rias Platinum
Travel Insurance
Gadget cover      
Accidental or malicious damage, loss or theft £500 £500 £750
Gadget cover extension      
Accidental or malicious damage,
loss or theft
 £1,000  £2,000 £3,000