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For the seventh year running we have been awarded the highest 5 Star Rating by independent financial researcher Defaqto, for our excellent cover and benefits.

Home insurance FAQs

Read our most frequently asked home insurance questions. 

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Our 2 Year Fixed Home Insurance Price Offer

We believe our home insurance should give you peace of mind. That’s why we’ve launched our two year fixed price offer - ensuring you avoid the unwelcome surprise of a price increase next year.

The offer fixes the price of your home insurance for two years (excluding optional cover and increases to Insurance Premium Tax). So you can rest easy in the knowledge that it will stay the same for the two years ahead. It’s a simple, clear and dependable way to insure your home. As a responsible homeowner, we believe this is the least you deserve. 

Choosing your home insurance

At RIAS, we know the importance of choice when selecting home insurance. By giving you two distinct options - an annual policy or a two year fixed price offer - you can decide which works for you.

With our two year fixed price offer you’ll:

  • Get assurance that the price of your home insurance is fixed for two years, so you can plan your finances. T&Cs apply. 
  • Have no need to shop around for a new, cost-effective insurer in a year’s time.
  • Still have peace of mind that you can shop around as normal at your next renewal date, if you want to. 

Which is best for you - our annual policy or our new two year fixed home insurance price offer? The choice is yours entirely, but remember we’re always on hand to offer our expert advice.

Who is eligible?

The two year fixed home insurance price offer is available to new customers. To be eligible, you must have:

  • Held a home insurance policy continuously for 3 years or more.
  • Have been claim-free for 3 years or more.

You can find out if you're eligible for our two year fixed home insurance price offer with a quick, no-obligation quote online. Alternatively, give our friendly team a call. We’re here to answer your questions, so you can make the right choice for your home insurance.


*Full T&Cs apply. Not available through price comparison websites. The offer will end if you make a claim against your policy, and the price price may change if you make any changes to your policy.