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Over 50s insurance

At RIAS we believe in providing high quality, affordable insurance combined with unbeatable customer service. That’s why here at RIAS we aim to give Over 50s a great range of insurance policies that are meant to focus on your needs.

This means taking into account the experience you’ve gained over the years, and offering benefits that reflect our years of research into what our customers are looking for when they buy insurance.


Why choose RIAS for insurance?

It doesn’t matter whether you wish to protect your property, your trip abroad, your vehicle or you want to be covered for future events: we offer a range of extensive benefits and vast knowledge about the industry.


What over 50s insurance policies are available?

There is a host of different over 50s insurance policies available, including:

Over 50s home insurance: Enjoy policies with as much as £50,000 contents insurance and £1million buildings insurance available as standard. You will also have access to reliable UK-based call centres, as well as optional extras such as personal legal protection.

Over 50s car insurance: If you’re an experienced driver with a good record then you can enjoy discounts as high as 80% based on no claims discount of nine or more years. Minimum premiums apply (terms and conditions apply). In addition, RIAS over 50s car insurance offers additional benefits such as a fast repair service and a free courtesy car, whilst yours is being repaired by an approved repairer.

Over 50s travel insurance: It doesn’t matter where you are in the world you can benefit from 24hr English speaking helplines. In addition, there are many optional extras to choose from when you’re tailoring your policy, including golf cover, winter sports cover and potentially even free travel for children and grandchildren*.

Over 50s life insurance: With RIAS over 50s life insurance you are guaranteed to be accepted if you are aged between 50 and 80 – with no medical or health questions. Payments are stopped after 90 but the policy will continue for the rest of your life. In addition, there is an optional funeral benefit from the nation’s leading funeral service provider.

Terms and conditions apply. Full details can be found in the policy documentation.


Find out more

To find out more about the benefits of RIAS insurance, call RIAS now using the contact details for whichever product you are interested in. You can also read our policy documents.


*Available for up to four dependent children or grandchildren under 18 years of age (or 24 years of age if residing with you and in full time education).