Or call our UK-based special advisors

0800 561 0711

Lines are open:
8.30am - 8pm Mon - Fri
8.30am - 4pm Saturday

Need to make a claim?

Your 24/7 UK-based claims team is ready to help you.

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For the seventh year running we have been awarded the highest 5 Star Rating by independent financial researcher Defaqto, for our excellent cover and benefits.

Home insurance FAQs

Read our most frequently asked home insurance questions. 

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Over 65s Home Insurance

Why choose RIAS?

As a specialist insurance provider, we’re committed to making sure our customers have peace of mind in all aspects of their insurance. We also know that your experience in looking after your home should be viewed positively when it comes to our home insurance. This belief is exactly why we aim to offer our customers competitive premiums while still providing high quality cover.

Find out more about our home insurance policies by viewing our policy documents.

Buildings and Contents

Our buildings and contents insurance covers:

  • Buildings cover up to £1,000,000 and contents up to £50,000.
  • 24/7 access to a market–leading, UK-based claims service* that’s available 365 days a year.
  • The chance to save 40% on our combined buildings and contents cover if you’ve not made a claim in 5 years**.

Find out more about our buildings and contents insurance by viewing our policy documents.

Optional Extras

We also have a range of optional extras that you can choose to add to your policy, making sure you have the right cover you need and want for your home and individual circumstances. This includes:

Garden Secure

Additional cover up to £750 covering your garden against storm damage, theft and other causes, protecting plants, fences, and patios amongst others.

Home Protection

Choose between two levels of cover to help cover the cost of emergency repairs to the home.

Key Protection

24 hour assistance and up to £1,500 cover for lost or stolen home, vehicle, or office keys. This includes both key and lock replacements, as well as onward transportation if you lose your keys.


Head to our online form to get a quote and see if you could save money on your home insurance with RIAS. Why not give us a call on 0800 561 0711. 


*Household claims service, provided by Ageas Insurance Limited, has been awarded ServiceMark accreditation from the Institute of Customer Service.

**Available only to new customers who buy a combined buildings and contents policy and have 5 years claims free. Discounts are applied consecutively. Minimum premiums apply.