Or call our UK-based special advisors

0800 561 0711

Lines are open:
8.30am - 8pm Mon - Fri
8.30am - 4pm Saturday

Need to make a claim?

Your 24/7 UK-based claims team is ready to help you.

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For the seventh year running we have been awarded the highest 5 Star Rating by independent financial researcher Defaqto, for our excellent cover and benefits.

Home insurance FAQs

Read our most frequently asked home insurance questions. 

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Over 70s Home Insurance

At RIAS we recognise that if you take good care of your home and possessions you deserve to be rewarded. With that in mind we can offer our over 70s:

  • Competitive premiums
  • High quality cover
  • A range of optional extras

Buildings & Contents Insurance

  • Buildings cover up to £1,000,000 and contents cover up to £50,000. 
  • New for old replacement – if items are damaged beyond repair or stolen we will replace them with equivalent products**
  • 24/7 access to a market–leading, UK-based claims service* that’s available 365 days a year.

Learn more about our contents insurance.

Optional extras

You can also personalise your policy with a range of optional extras to suit your personal needs and requirements. These include:

Extended accident damage cover

You can claim for accidental damage including damaging a worktop in the kitchen, or a spillage on the carpet such as red wine.

Home protection

Choose from two levels of available cover, providing 24 hour assistance and cover for emergency repairs and their associated costs.

Broken bones cash plan 

Providing a cash lump sum for any broken bones following an accident (terms and conditions will apply). 

Learn more about our home insurance.

To see if you’re eligible for low cost over 70s home insurance “Get a Quote” today or give us a call on 0800 561 0711.  

Learn more about our home insurance products and how they can benefit you by visiting our FAQs.


*Household claims service, provided by Ageas Insurance Limited, has been awarded ServiceMark accreditation from the Institute of Customer Service.

**Excluding clothing and household linen over 3 years old.