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Over 80s insurance

Here at RIAS we provide a range of specialist insurance options for over 80s. Whether you’re protecting your home, planning a trip abroad or insuring your car, we can help you to enjoy great cover.

Here are some of the over 80s insurance options you can choose from:


Over 80s home insurance

With RIAS home insurance you can enjoy peace of mind all the time with access to a 24hr claims service, a range of voluntary excesses and call centres based in the UK.

RIAS boasts more than two decades of experience. As such, it is in a unique position to provide you with great value cover that you can trust. We believe our premiums are hard to beat, so if within 90 days of taking out your policy you find cheaper, equivalent cover (comparing areas such as sums insured, cover limits and policy excess) - and you haven’t made a claim - we promise to refund the difference. Read on for the full terms and conditions.


Over 80s travel insurance

Finding travel insurance when you’re over 80 is often difficult because of the upper age limits that many insurers apply – especially for single trip travel insurance when you plan to take a vacation in Europe.

At RIAS, we’re different. Whether you’re visiting friends and family abroad or heading on an exotic foreign adventure, RIAS can help you on your way with hassle-free travel insurance for the over 80s. Our single trip policies have no upper age limit when travelling in Europe for up to 31 days, and when you get insurance for yourself, your children or grandchildren could even travel free*! We offer cover for a range of pre-existing medical conditions, alongside access to English-speaking helplines wherever you are in the world.

Terms and conditions apply, for full details please read our policy documents.


To find out more about our over 80s insurance options, get an over 80s home insurance or an over 80s travel insurance quote.


*Available for up to four dependent children or grandchildren under 18 years of age (or 24 years of age if residing with you and in full time education).