Travel insurance

Gadget Cover

Shape your cover

Extend your travel insurance to cover you if something goes wrong with your technology.

A gadget can be any of the following items:

Mobile phones, tablets and laptops (including custom built), digital cameras, PC monitors, MP3 players, games consoles, video cameras, camera lenses, Bluetooth headsets, satellite navigation devices, PDAs, e-readers, head/earphones, portable health monitoring devices (such as a blood glucose or blood pressure testing kit), wearable technology (such as a smart watch or a health and fitness tracker).

What's included?

Standard Gadget

  • Up to £750 Accidental or malicious damage, loss or theft
  • Up to £1,000 of cover for unauthorised usage

Gadget Extension

  • Up to £3,000 Accidental or malicious damage, loss or theft
  • Up to £1,000 of cover for unauthorised usage

For full details on benefits and exclusions, please see our policy wording.

Benefits by cover level*

 Benefit Rias Silver
Travel Insurance
Rias Gold
Travel Insurance
Rias Platinum
Travel Insurance
Gadget cover      
Accidental or malicious damage, loss or theft £500 £500 £750
Unauthorised usage £1,000 £1,000 £1,000
Gadget cover extension      
Accidental or malicious damage, loss or theft  £1,000  £2,000 £3,000
Unauthorised usage  £1,000 £1,000 £1,000



*Cover limits on the table show the most that can be claimed and apply to each insured trip separately.