Or call our UK-based special advisors

0345 045 1320

Lines are open:
8.30am - 6pm Mon - Fri
8.30am - 4pm Saturday

Travel Insurance FAQs

Read our most frequently asked travel insurance questions. 

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Four reasons to choose RIAS

  • Access to a 24 hour UK based helpline
  • A wide selection of pre-existing medical conditions may be covered *
  • Free cover for your children or grandchildren **
  • No upper age limit for single trip insurance ***

Three levels of cover to choose from

  • Annual multi-trip Provides cover for any number of trips of up to 31 days each, as long as the total length away is no more than 183 days per year. 
  • Single trip Only pay for the time that you’re away. This covers you for a single trip abroad lasting up to 62 days.
  • Long stay plan an extended break with this cover lasting from 63 days up to 12 months away.


Optional extras that could save you time and money

  • Lock

    Additional golf cover We will pay for accidental loss, theft or damage to any of your golf equipment. It also includes hiring of replacement equipment and non-refundable pre-paid equipment hire, tuition and green fees which are not used due to circumstances beyond your control.

  • Truck

    Extra protection for winter sports If you’re under 65 we can cover you against financial losses as a result of lost or damaged skis, delayed luggage and any unused lessons or ski passes should your resort unexpectedly close, or if you are certified as unable to ski.

* Excludes pre-existing medical conditions unless ALL medical conditions are declared to us and accepted in writing by us.

** Available for up to four dependent children or grandchildren under 18 years of age (or 24 years of age if residing with you and in full-time education).

*** No upper age limit for single trip policies of up to 31 days in Europe and the UK.