Gadget cover

Shape your cover

The policy already includes some cover for gadgets, but if it's not enough, you can add more.

A gadget can be any of the following items:

Mobile Phones, Smart Phones, Laptops (including custom built), Tablets, Digital Cameras, Games Consoles, Video Cameras, Camera Lenses, Bluetooth Headsets, Bluetooth Speakers, Satellite Navigation Devices, E-Readers, Head/ Ear Phones, Smart Watches or a wrist worn Health and Fitness Tracker.

What's included?

The cover limits shown within this section are dependent on the level of cover chosen

Standard gadget

• Up to £750 Accidental or malicious damage, loss or theft

Gadget extension

• Up to £3,000 Accidental or malicious damage, loss or theft

For full details on benefits and exclusions, please see our policy wording.

Benefits by cover level¹

Benefit		Rias silver travel insurance	Rias gold travel insurance	Rias platinum travel insurance
Defaqto Star rating
Gadget cover
Accidental or malicious damage, loss or theft		£500	£500	£750
Gadget cover extension
Accidental or malicious damage, loss or theft		£1,000	£2,000	£3,000

^{1 Cover limits on the table show the most that can be claimed and apply to each insured trip separately.}

What's not included?

Any claim where you knowingly leave your gadget somewhere unattended and it is at risk of being lost, stolen or damaged is not covered.