Home insurance

Key protection from only £20.00 a year

If your home, car office or security safe keys are lost, stolen or break in the lock, our key protection gives you up to £1,500 of cover, including VAT. It also covers you if your alarm needs reprogramming and for lock and key replacements. Plus, if your car is out of action, alternative transport is available, though our claims line will need to agree this first.

What’s included

  • Recording a claim 24/7 using our online form
  • Cover for home, car, office, garage, gate and outbuilding keys


To speak to our Claims team over the phone, please call 0345 122 3281. 

Lines are currently open 8.30am to 5.30pm (to report a claim or discuss an existing claim) and 7.00pm to 07.00am (to report a claim). 

What’s not covered

  • Any claim for damage to locks by wear and tear, mechanical or electrical breakdown, cleaning, repairing, restoring or anything which happens gradually
  • Any claim for damage to locks alone where there is no associated damage to the keys
  • We will only provide one replacement key and once duplicate key for each key covered under a valid claim
     

Terms and conditions apply. You'll find full details in our policy documents.

^10% of new car insurance customers paid £205 or less between 1st Jan - 31st May 2020. Premium depends on individual circumstances, payment method and cover chosen.