Travel insurance AS it should be

Our gold and platinum levels of cover are 5 Star rated by the experts at Defaqto.

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MIDDLE-EAST CONFLICT

Recent developments in Iran and the surrounding region may affect cover for some destinations. If your selected destination is affected, policies purchased on or after 28th February 2026 will not cover claims connected with the Iran conflict or related regional hostilities from that date.

Medical assistance teams remain available 24/7 for medical emergencies. If your travel plans are disrupted, contact your airline, tour operator or travel provider first for the latest options.

Please check the latest UK Government travel advice for your destination before you travel, as guidance can change at short notice. Travelling against official advice may affect your cover.

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Our flexible cover options

Whether you're taking a break abroad or enjoying a staycation, we have a policy for you. 

  • Single trip
    Get comprehensive travel cover for your one-off getaways.
  • Annual multi-trip
    Take several trips within a year and we can cover you for up to 621 days per trip.
Single trip Annual multi-trip


1 Max trip duration dependent on the age and destination

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Manage your travel policy securely online 24/7

Simple and straightfoward.

Putting you in control, it's the quickest and easiest way to manage your policy when it suits you!

  • Update your personal details
  • Renew your policy
  • Make a claim
  • View and download your documents

Make the most of your policy and log in today!

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Choose from three levels of Defaqto rated cover

Our gold and platinum levels of cover are 5 Star rated by the experts at Defaqto. We also offer silver for a standard level of cover.

Simply choose your level to get the protection you need when you’re travelling:

  1. Rias silver travel insurance
  2. Rias gold travel insurance
  3. Rias platinum travel insurance
Compare cover levels
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What if I have a pre-existing medical condition?


Rias Travel Insurance can offer cover for many pre-existing medical conditions.

However, we would like to provide you with details of a 'Medical Cover Firm Directory', which is a publicly available directory, that only lists firms that provide, or arrange, travel insurance policies that cover more serious medical conditions.

The directory will also show you enough information about each firm listed so you can make an informed, initial choice, about which firm might meet your needs.

Why use the directory?

It makes it easier to find a company that:

  • Offers cover for your condition
  • Doesn’t add exclusions
  • Provides cover at a more affordable price

How to access the Medical Cover Firm Directory?

MoneyHelper has a Travel Insurance Directory on its website.

Consumer enquiries about the directory can be made to MoneyHelper directly using the contact details below:

Telephone: 0800 138 7777 (available Monday to Friday from 8 am to 6 pm except Bank Holidays)

Website: Online Enquiry Form - they aim to respond within 2 working days.
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View our travel policy wording

Read our policy wording and find the right level of cover for your needs.

Find out more

Take a look at our optional extras

cruise cover

Cruise cover

Select our Cruise cover to help with 'Missed Ports' and more.
Golf clubs

Golf cover

Select this add-on to cover your golf equipment, green fees and more.
Winter sports goggles and gloves

Winter sports cover

Add this for winter sports equipment cover and more.
ear buds, headphones

Gadget cover

Add this optional extended cover for your gadgets.
orange car hire

Car hire excess waiver

Select our optional Car hire excess waiver, for up to £2,000 cover.
Get in touch

We're here to support you

If you’re finding things challenging, we have resources to help:


Policy help for questions and support with managing your policy.

Communication preferences to ask that we communicate with you in different formats, such as large print or braille.

Financial support if you're struggling to keep up with payments.

You can also visit our support page or chat to us anytime.

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